Our Services
Services for the future of banking.
Confluence Clearing Limited
Payment Clearing Services
Clearing services are required by most commercial organisations, albeit indirectly. However, bank charges represent a significant hidden cost which commercial enterprises have to pass on to consumers. This drives increased costs to conusmers and confluence's mission is to reduce costs across the network whilst providing a secure, fast and ultra reliable system.


Challenger Banks
confluence's team believes that consumers deserve more choice as competition drives costs down which in turn, provides a better experience for consumers.
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To facilitate more competition in the retail (consumer and commercial) banking market, confluence intends to provide quick to market routes to new challenger banks by reducing the time, cost and resources required to operate new challenger banking services.